| International travel can be an exciting adventure, but it
can also bring many unpredictable situations if you should need medical care
while you're abroad. We provide U.S. citizens and non-U.S. citizens with
international insurance resources to ease the stress of an unfamiliar culture or
medical system. Whether you need individual coverage for a vacation, or group
coverage for employees in locations around the world, our site has a product to
meet your needs. By utilizing our SelectaPlan®, we can quickly direct you to the
plan(s) that will best meet your needs, those of your family, or organization.
Below are product descriptions of the international plans we offer. You have the
option of purchasing online or downloading an application and submitting the
completed application via fax or mail. |
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| Patriot Platinum Travel Medical InsuranceSM |
Individual & family five days up to three years
coverage |
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| Patriot PlatinumSM provides first-class protection for the discerning international
traveler who wants to obtain the maximum coverage available in a
short-term travel medical product on the market today. Patriot Platinum
builds upon the Patriot Travel plan by providing up to $8,000,000 of
coverage with enhanced benefits and services and our Global Concierge
& Assistance ServicesSM.
There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home
country. Coverage can be obtained from a minimum of five days up to
three years. |
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| Patriot Green Travel Medical InsuranceSM |
Individual & family five days up to two years
coverage |
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| Patriot Green Travel Medical InsuranceSM is designed for the environmentally conscious traveler and provides up
to $2,000,000 of medical coverage and services. This plan provides the
same comprehensive benefits as the Patriot Travel plan, but also
includes eco-friendly benefits including providing for the purchase of
carbon offsets, pays an additional $5,000 AD&D benefit to an
environmentally conscious organization, and it is paperless. Patriot
Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home
country. Coverage can be obtained from a minimum of five days up to two
years. |
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| Patriot Travel Medical
Insurance® |
Individual & family five days up to two years
coverage |
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| There are two Patriot Travel Medical Insurance products available
to meet your needs, providing up to US$2,000,000 of medical coverage. Coverage
can be obtained from a minimum of five days up to a maximum of two years. Patriot
products address the travel medical insurance needs of U.S. citizens and foreign
nationals who need temporary medical insurance while traveling for business or
pleasure anywhere outside their home country. Coverage includes medical
evacuation, repatriation, and your choice of deductibles and policy limits. |
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| Patriot Extreme® Travel Medical Insurance |
Extreme athletics and adventure insurance |
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| Patriot
Extreme is designed for the adventurous international traveler. Patriot
Extreme provides benefits for those traveling abroad who also intend to
participate in a select group of athletic activities or extreme sports. |
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| Patriot Executive® Travel Medical Insurance |
Business traveler annual coverage |
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| If
you are an executive that travels frequently outside your country of
citizenship throughout the year, don't risk finding yourself ill or
injured in a foreign country. Make sure you have a plan that provides
appropriate medical coverage. Patriot Executive provides up to
US$1,000,000 of medical coverage for these individuals and their
families. |
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Patriot T.R.I.P.® |
Travel Protection for trips up to 30 days |
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| Patriot
T.R.I.P. helps protect travelers who are unable to travel or are
interrupted during their covered trip due to circumstances such as a
sudden and unexpected illness or injury, death in the family, jury
duty, job layoff, terrorism or the bankruptcy of the tour operator,
cruise line or airline. Benefits also include coverage in the event of
travel and baggage delay, lost baggage, emergency medical expenses,
emergency medical evacuation and more. |
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Patriot T.R.I.P.® Elite |
First Class Travel Protection |
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| To
provide superior protection for a picture perfect vacation, there is
Patriot T.R.I.P. Elite, a premier travel insurance program. Patriot
T.R.I.P. Elite offers a high level of benefits to travelers who need
more coverage than provided by the Patriot T.R.I.P. program. The
program has increased benefit amounts for emergency medical, emergency
medical evacuation, travel delay, baggage, trip interruption and has a
benefit for violent attacks. |
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Patriot T.R.I.P.® Student |
Student Travel Insurance Program |
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| Patriot
T.R.I.P. Student is a "budget conscious" travel insurance program
designed to provide important benefits to students for many of those
unforeseen circumstances that may force the cancellation or
interruption of a covered trip. This program also includes coverage for
trip cancellation or interruption travel and baggage delay, lost or
stolen baggage, emergency medical expenses and emergency medical
evacuation. |
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Global Medical
Insurance® |
Individual & family one year or longer |
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| Global
Medical Insurance is a long-term, annually renewable, U.S.-style major
medical insurance plan. There are three plan options
available: Silver, Gold and Platinum. The Silver and Gold
plans provide US$5,000,000 of lifetime coverage, while the Platinum
plan provides US$8,000,000 of lifetime coverage. Global Medical
Insurance offers two areas of coverage to non-U.S. citizens and to U.S.
expatriates who want a quality medical insurance plan that will respond
to their medical needs anywhere in the world. The two areas of
coverage are for people needing coverage worldwide or worldwide
excluding U.S./Canada. |
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GEOSM Group |
Employer sponsored group insurance |
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| GEO
Group is one of the most comprehensive group hospital, surgical,
medical and life insurance programs in the world. This program is
designed for employers with employees who are either U.S. or Canadian
citizens who reside abroad and may return to the U.S. or Canada
temporarily (for less than 12 months), or are overseas local and third
country national employees. GEO Group allows employers to carve out
their International employees to provide them with U.S.-style benefits
and worldwide coverage. This program includes medical, dental, life and
indemnity benefits for these employees and their families. |
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Patriot Group Travel Medical
Insurance® |
Five or more individuals five days up to two years |
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| Patriot
Group Travel Medical Insurance is designed for organizations who have a
group of five or more members that will be traveling together, and are
traveling to a destination that is not the home country of any of the
traveling members. Patriot Group Travel Medical Insurance provides the
same benefits as the individual Patriot Travel Medical Insurance, but
with a 10% discount for applying as a group. |
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Sky RescueSM |
Emergency Medical Evacuation |
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| Sky
Rescue provides emergency medical evacuation and scheduled coverage for
individuals under the age of 65 traveling outside their home country
for a minimum of three months. The plan may be purchased for
three months, six months or 12 months and can be rewritten for
succeeding or subsequent periods. New Deductible, Eligibility,
Conditions of Coverage and Pre-Existing Condition Exclusions will apply
and a new application must also be completed. |
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Patriot Group Exchange ProgramSM |
Group Cultural Exchange Medical Insurance |
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Patriot
Group Exchange is designed for a group of students studying abroad or
participants of a group cultural exchange program. Three plan
options are available. The Basic Short-Term Travel Plan is an
economical plan while the Standard Short-Term Travel Plan is designed
to meet the U.S. visa travel insurance requirements. The
Long-Term Annual Plan has the flexibility to be tailored to meet
specific needs of each program and can be renewed annually. Plans
are available in monthly increments and if a minimum of three months is
purchased, coverage may be renewed (without break in coverage) for a
total of two years. |
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Patriot Exchange ProgramSM |
Cultural Exchange Student Insurance Plans |
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Patriot
Exchange is designed for students studying abroad or participants of
cultural exchange programs. Two plan options are available. The Basic
Short-Term Travel Plan is an economical plan while the Standard
Short-Term Travel Plan is designed to meet the U.S. visa travel
insurance requirements. Plans are available in monthly increments and
if a minimum of three months is purchased, coverage may be renewed
(without break in coverage) for a total of two years |
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Student Health AdvantageSM |
Long-term, worldwide medical insurance for groups of two or more international students |
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Student
Health Advantage is designed to meet the needs of student visa
requirements for group members and their dependents. This plan includes
benefits for maternity, mental health and organized sports. After a
period of 12 months, pre-existing conditions will be covered as well. |
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International Marine Medical InsuranceSM |
Worldwide Group Coverage for Professional Marine Crew |
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International
medical insurance for marine crew requires provisions not met by many
companies. International Marine Medical Insurance (IMMI) was designed
specifically to provide comprehensive medical insurance to marine crew
by offering continuous coverage worldwide. IMMI provides US$1,000,000
of coverage per certificate period with a full range of benefits. Group
members will be covered worldwide, including their country of
citizenship, 24 hours a day. |
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Global Crew MedicalSM |
Worldwide Coverage for Professional Marine Captains & Crew Members |
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Global
Crew Medical (GCM) is a comprehensive and portable international
medical insurance plan designed specifically for professional marine
crew. GCM can help eliminate the obstacles of time, currency, and
language when you are seeking medical treatment and need assistance and
administration of your global health care benefits. The plan provides
US$5,000,000 of lifetime coverage with a full range of benefits and
offers two options: worldwide coverage and worldwide coverage excluding
the U.S. and Canada. Both options provide coverage 24 hours a day, and
you have the freedom to choose any doctor or hospital for treatment. |
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The
information above is only a consolidated description of the current
international insurance products and trip cancellation plans available
through this website. Please refer to the Certificate Wording for the
specific terms and conditions of each plan concerning eligible
benefits, limitations, eligibility and exclusions. Certificate Wording
is available upon request. Patriot Travel Medical Insurance, Patriot
Group Travel Medical Insurance, Patriot Extreme, Patriot Executive, Sky
Rescue, Global Medical Insurance, GEO Group, Patriot Exchange Program,
Patriot Group Exchange Program and Student Health Advantage are
administered by International Medical Group, Inc. and underwritten by
Sirius International Insurance Corporation. Patriot T.R.I.P. and
Patriot T.R.I.P. Student and Patriot T.R.I.P. Elite are private-label
names for trip cancellation insurance and other travel related benefits
and services made available by membership in the National Small
Business Travel & Health Association. The program manager is
iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and
Patriot T.R.I.P Student plans are administered by iTravelInsured and
underwritten and offered where available by Delos Insurance. Patriot
T.R.I.P. Elite is administered by iTravelinsured and underwritten and
offered where available by Delos Insurance Company or Sirius
International Insurance Corporation. IMG, International Medical Group,
the IMG block design logo, Patriot T.R.I.P, Patriot Travel Medical
Insurance, Patriot Extreme, Global Medical Insurance, Patriot
Executive, GEO Group, Patriot Exchange Program, Patriot Group Exchange
Program, Sky Rescue, Patriot Group Travel Medical Insurance and Student
Health Advantage are the trademarks, service marks and/or registered
marks of International Medical Group, Inc. © Copyright 2008
International Medical Group, Inc. All Rights Reserved. |
